Activity Day Girls – Budget and Tithing

Activity Day Girls – Budget and Tithing

When I was called to be an Activity Day Girls leader I felt so unprepared, but thanks to SugarDoodle, and other fabulous LDS bloggers, I have been able to come up with some fun ideas for the girls. The most recent lesson focused on Budgeting and Tithing and helped the girls earn another check towards completing their Faith in God requirements.

Activity Day Girls Budget Tithing

I opened the lesson by handing out a full sized chocolate bar to each girl. I told them that they may eat their chocolate bar now and be done with it, or they may save it until the end and get more chocolate. Though some girls were tempted, each held out until the end.

I used the following scriptures to help the activity day girls understand how much tithing they are suppose to pay (1/10) and what happens when they follow that commandment.

D&C 119:4 4 And after that, those who have thus been tithed shall pay one-tenth of all their interest annually; and this shall be a standing law unto them forever, for my holy priesthood, saith the Lord.
Malachi 3:10 10 Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the Lord of hosts, if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough to receive it.
Most of the girls already had a good concept of tithing, but were unfamiliar with budgeting. Using the top portion of this printable, we learned how to write a check to pay tithing. We spent a lot of time on the budgeting activity. We made up the amounts as we went along and all stuck with the same numbers to make it easier.
Click on the image to download a PDF printable version.
Activity Day Girls - Budget and Tithing

Most of the girls had no idea how much things actually cost and were surprised to find that rent wasn’t going to be $50. They quickly learned that budgeting is an important thing and that they must live within their means and budget for extra things.  We discussed needs versus wants and each girl listed some things that were each.

For the activity portion, I brought Tootsie Roll banks, markers, stickers, and paper to wrap the banks. Each girl got to decorate her own bank for a savings fund. We discussed how putting money into a bank earns interest.

At the end of the lesson, I gave each girl another chocolate bar. This second bar was the “interest” they earned for saving their first bar. I used a fun sized bar to illustrate that the amount of interest they earn is less than what they put in the bank.

Overall, the lesson was well received. As a leader, I am constantly worrying if the lesson is going to be fun and fulfilling for the girls. They really enjoyed this one.


34 thoughts on “Activity Day Girls – Budget and Tithing

  1. Robin (Masshole Mommy)

    It sounds like a great way to learn about managing money. I think a lot of people need help with this.

  2. Lois Alter Mark

    What a great way to teach kids about budgeting – you made it so fun yet so practical. The earlier you teach kids, the better off they’ll be when they grow up.

  3. Catherine S

    This sounds like a great way teach about budgeting and tithing. I love how you used candy bars to teach about inflation.

  4. Mama to 5 BLessings

    That is a great chart. My 9 year old son starting tithing this year but he just gives what he wants. I need to set him up on what he is supposed to give not what he wants each week.

  5. Pam

    What a great lesson on budgeting. We tried to teach our kids about budgeting and tithing when they were young!

  6. celebbabylaundry

    You have to always learn budgeting, it’s one thing that is so important and that schools should actually teach them that; it’s a valuable thing to learn!

  7. Jeanine

    What a fun idea and way to teach them! I love either, very good. I love the chart too very well done! I will have to print!

  8. Maria

    this is great! Kids need to learn how to budget and the difference between wants and needs.

  9. Veronica

    Great to be instilling this very important lesson and commandment in the Bible. God knew that money is one area we humans would struggle with: For wherever our money is, there your heart is also. Tithing isn’t just about the money but faith in God

  10. April G

    Awesome. I think it’s very important to get children to understand the value of a dollar early. With parents buying very expensive items regularly, it’s a lot harder for them to get that it’s not cheap.

  11. Babita

    This is such a great service you are providing the girls. It is very important that they know about budgeting and financial responsibility.

  12. Alison

    The value of budgeting is so important to teach kids…so many adults today don’t get it….starting early with this important skill is going to be so helpful to them in the future!

  13. Misty

    Courtney, I will be using this with 10 girls aged 8!!! I am combining this with throwing pennies in the air outside. Then telling the girls some blessings are more obvious than others when they pay tithing, some will fall on the sidewalk and some in the grass. I needed to do something since they are younger… Thank you for sharing, you are awesome!

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